In a space once dominated by the American Express Centurion Lounge network, Chase and Capital One have been rapidly opening their own branded airport lounges.

Currently, there are five Capital One Lounges and one “Landing,” a unique dining concept.

The most recent lounge opened in mid-2025 at New York’s John F. Kennedy International Airport (JFK), and the next locations are slated to be a lounge at Charlotte Douglas International Airport (CLT) and a Landing at New York’s LaGuardia Airport (LGA).

However, Capital One recently made negative changes to its lounge access policies. These changes affected authorized users and guest access, making it significantly more expensive to use these spaces.

Here’s everything we know about Capital One’s lounges, including who has access and what to expect inside.

Where are Capital One Lounges and Landings located?

Capital One operates lounges at:

It also has one Landing open at:

Beyond these, one additional lounge (at CLT) and one other Landing (at LGA) are in the pipeline. We’ll update this list as more lounge locations become known.

Related: How to access Capital One Lounges without a physical credit card

Who has access to Capital One Lounges?

The $395-per-year Capital One Venture X Rewards Credit Card is the main credit card that provides access to Capital One Lounges.

However, the Venture X doesn’t provide complimentary lounge access to authorized users. Instead, primary cardholders must pay $125 per authorized user, per year for lounge access. This price includes access to Capital One Lounges, Capital One Landings and Priority Pass lounges.

Capital One Lounge and Landing guests must pay $45 to enter the lounge with a primary Venture X cardholder. Those 17 and under can enter for $25. Access for children under 2 is free.

However, if you spend at least $75,000 with your Venture X in a calendar year, you’ll earn the ability to bring up to two complimentary guests to Capital One Lounges and one guest to a Capital One Landing.

Capital One Venture X Business cardholders can also pay a $125 fee for authorized users to gain unlimited access to Capital One Lounges, Capital One Landings and Priority Pass lounges.

Venture X Business cardholders will be charged $45 per guest or $25 for guests under 17. As with the Venture X, access for children under 2 is free.

The same $75,000 total spending requirement will allow two complimentary guests at Capital One Lounges and one complimentary guest at a Capital One Landing, which mirrors the incentive on the personal Venture X.

Capital One Venture Rewards Credit Card and Capital One Spark Miles for Business cardholders and their guests can access these lounges at a special entry rate of $45 per person or $25 per person for those under 18.

Finally, note that anyone can pay to access the Capital One Lounge, but it costs $90 per person.

Other rules

All Capital One Lounge visitors must present a boarding pass for a departing flight. This includes access up to three hours before departure or same-day connection flights. Travelers cannot enter the Capital One Lounge with boarding passes for arriving flights that do not have an onward connection.

Related: Ways to ensure you have lounge access before your next flight

Dallas Fort Worth International Airport (DFW)

Capital One hit American Express’ Centurion Lounge head-on with its approximately 10,000-square-foot DFW location in Terminal D, near Gate 22. In fact, it’s in the very same terminal, just steps from the Amex lounge.

Capital One’s DFW lounge honors the Dallas-Fort Worth region in its design and guest experience, including partnerships with area artists, breweries, coffee roasters and cocktail bars.

In creating this first lounge, Capital One focused on eco-friendly materials, unique textures and eye-catching effects like curved surfaces.

More than 55 pieces of original artwork by local artists are on display, featuring diverse perspectives and mediums and giving travelers “an opportunity to experience the region through its art.”

Related: Our review of the DFW Capital One Lounge

Denver International Airport (DEN)

Capital One opened its third lounge at DEN in November 2023.

Located in Concourse A, it’s convenient for those flying Frontier Airlines, Delta Air Lines and most international carriers, but passengers flying out of the B and C concourses need to take an underground train to access it.

This lounge celebrates Denver’s unique culture through its mountain-themed art and food-and-beverage offerings created by local providers.

Lounge guests have their choice of bespoke cocktails, but don’t miss the Denver location’s signature airport beer: the Sky High P.A.

The lounge also offers food-and-beverage options consistent with what we’ve come to expect from Capital One: a selection of grab-and-go items at the front of the lounge for those passing through, as well as individual servings of heavier bites for those who have a bit more time.

Additionally, the lounge has two showers, two relaxation rooms, three private workrooms (available with a reservation) and a parents room.

Related: Our first look at the DEN Capital One Lounge

Dulles International Airport (IAD)

Capital One opened its second lounge location at IAD in September 2023.

It’s conveniently located just past the TSA PreCheck security lines.

Inside, visitors can take advantage of multiple grab-and-go snack and drink options right after entry. Those with more time can find a spot in the open-concept space to settle in, where they can choose from a wide range of single-serve food options and a bar.

Elements of the local culture are evident throughout, from a nod to the nation’s capital in some art pieces to the cherry blossom margarita and locally roasted coffee available.

Related: Our first look at the IAD Capital One Lounge

LaGuardia Airport (LGA)

Capital One plans to open a second Landing at LGA. This unique facility will debut in Terminal B. The Landing was slated to open in late 2025, but the opening has been delayed to an undetermined date.

We’ll update this guide when we receive more details.

John F. Kennedy International Airport (JFK)

Capital One’s newest lounge opened in June 2025 at JFK. It’s the first 24-hour lounge in the credit card-branded space and Capital One’s largest to date.

The lounge is in Terminal 4, a competitive area for credit card lounges, just past security.

Highlights inside include an all-day cold buffet near the dining area and a menu for made-to-order hot dishes. Tables in the lounge feature QR codes to open the a la carte menu of hot food.

You can also order from a new bagel counter that offers fresh food from New York’s Ess-a-Bagel, which you can eat in the lounge or take on the go.

Capital One also partnered with New York’s Murray’s Cheese to offer a cheesemonger station at the end of the buffet. There, you’ll find a rotating selection of 10 specialty cheeses paired with wines and meats.

The lounge features a signature bar with more than 15 curated cocktails as well.

The lounge doesn’t have gyms or sleep pods, but it does provide two private rooms (available on a first-come, first-served basis in 45-minute increments). There are seven all-gender restrooms, a parents room and a bathroom that doubles as a shower suite.

Capital One’s new lounge at JFK is also a great place to charge your devices, with multiple power outlets and USB-C ports near seats, as well as fast and free Wi-Fi, with the password conveniently displayed next to the QR code at each table.

Related: Inside Capital One’s new ‘flagship’ lounge at JFK with impressive amenities

Ronald Reagan Washington National Airport (DCA)

Capital One expanded its offerings with the first Capital One Landing at DCA in November 2024.

It’s in DCA’s Terminal 2 near Concourse D — closest to American Airlines’ gates but a short walk away from gates used by other airlines.

While not a traditional lounge, the Capital One Landing provides an elevated airport dining experience. It partners with the highly acclaimed José Andrés Group to curate each location’s food-and-beverage options. Remaining true to its culinary heritage, the Landing serves Spanish-style tapas.

The Landing assigns guests to a table after check-in at the main lounge instead of allowing guests to pick and choose where they roam within the space. The menu includes a selection of tapas served quickly, along with specialty beverages.

It’s part of a unique partnership between Andrés and Capital One, the restaurateur’s first venture into airport dining.

The second quick-service space, On the Fly, is an a la carte cafe that serves all travelers (not just those with access to the lounge). Cardholders get a 50% discount on all food and drinks, but otherwise, it’s largely your typical airport grab-and-go experience.

You won’t find showers, relaxation areas or private conference rooms at the Capital One Landing since the area caters to the stop-and-go passengers.

Related: Our first look at the DCA Capital One Landing

Harry Reid International Airport (LAS)

Capital One opened its fourth lounge at LAS in February 2025.

It’s in the main area of Terminal 3, Concourse D, on Level 2 near Gate 50. It’s open daily from 5 a.m. to 11 p.m.

Inside, you’ll find grab-and-go offerings, as well as the small plates, craft cocktails and locally roasted coffee we’ve come to expect from Capital One Lounges. And the lounge has its own version of the perfect airport beer: the Lady Luck from Las Vegas Brewing Co.

Additionally, the space has six private, gender-neutral restrooms with changing tables. It also has one relaxation room and two private work rooms available by reservation.

Throughout the day, different beverage cart services are available: Italian-style shaken espresso in the morning, tea and pastries in the afternoon and sparkling wine at sunset to accompany the space’s impressive views.

But all that glitters isn’t gold, and this lounge lacks some of the perks we’ve come to love in other locations. You won’t find showers, workout spaces or luggage lockers at this location.

Related: Our first look at the LAS Capital One Lounge

What are the food and beverages like at Capital One Lounges?

Capital One lounges offer a premium in-lounge dining experience with seasonal menus and regionally sourced ingredients.

During our visits, the dishes we’ve sampled have been top-notch. One standout has been a beef bibimbap bowl that perfectly balances spicy and sweet.

Speaking of sweetness, the cannolis we’ve tasted have been deliciously crisp on the outside and sweet and decadent on the inside.

A ready-to-eat food station features grab-and-go snacks, including salads, fresh fruits, juice shots and rotating warm selections like breakfast sandwiches in the mornings and fresh-from-the-oven cookies in the afternoons.

For those who have the chance to sit down and relax before their flight, other catering highlights include craft cocktails, local beers, and regional wines; dining stations (offering vegetarian, vegan and gluten-free options); and a full-service coffee and espresso bar from La Colombe.

Related: Best credit cards for airport lounge access

What wellness features are in Capital One Lounges?

Wellness plays a key role in Capital One’s lounge strategy. At the DFW location, you can even get a full workout with Peloton bikes and a yoga room.

And if you have time for a nap during your layover, the DFW, DEN and LAS locations offer relaxation rooms with state-of-the-art nap pods.

Additionally, the DFW, IAD and DEN locations have private nursing rooms outfitted with lounge chairs, footrests, bottle warmers, minifridges with beverages, and extra counter space for diaper changes.

The LAS location also offers beverage add-ons in the form of powdered drink mix-ins supporting relaxation or energy, depending on your mood. These are included in some of the lounge’s craft cocktails, but guests can request an add-on with any drink they order.

Related: From city sanctuaries to desert retreats, these are the best luxury hotel spas for every type of traveler

Capital One Lounges vs. Amex Centurion Lounges

American Express transformed the lounge landscape by launching its first Centurion Lounge in 2013. Since then, Amex has opened more than 25 lounges in the U.S. and worldwide.

Capital One has firmly planted its flag in this space. From what we’ve seen so far, Amex appears to have stiff competition in amenities and food-and-drink offerings.

An obvious difference between Capital One Lounges and Amex Centurion Lounges is the sheer number of locations. There are many more Centurion Lounges in the U.S., and Capital One has yet to open a lounge outside of the U.S.

Both issuers have restrictive rules regarding guest access to their branded lounges, unless you meet a certain spending requirement on your card.

Related: Everything you need to know about Amex Centurion Lounge access

Frequently asked questions

Who can access Capital One Lounges?

Any traveler can access a Capital One Lounge. However, whether or not you have to pay a steep fee for entry is determined by the Capital One credit card in your wallet.

If you have the Capital One Venture X Rewards Credit Card or the Capital One Venture X Business, you’ll receive complimentary access.

Authorized users of these cards don’t receive complimentary access. Instead, primary cardholders can pay $125 annually for each authorized user to access lounges.

If you hold the Capital One Venture Rewards Credit Card or the Capital One Spark Miles for Business, you’ll receive access at a special entry rate of $45 per person.

If you fall outside these groups, you’ll have to pay $90 per person to enter the lounge.

What is the guest policy at Capital One Lounges?

Guests must pay $45 to enter when accompanied by a primary cardholder. Guests 17 and under can enter for $25, and guests under 2 years old are free.

If you spend $75,000 in a calendar year on your Venture X or Venture X Business, you’ll earn the ability to bring two complimentary guests to the lounge.

Venture Rewards and Spark Miles for Business cardholders can bring their guests into the lounge for $45 per person and $25 for each guest under 18. This is in addition to the primary cardholder’s $45 entry fee.

Which Capital One cards get you lounge access?

The following cards provide complimentary Capital One Lounge access for the cardholder:

• Capital One Venture X Rewards Credit Card
• Capital One Venture X Business

The following cards provide Capital One Lounge access at a special entry rate of $45 per person:

• Capital One Venture Rewards Credit Card
• Capital One Spark Miles for Business

Are food and drinks free in Capital One Lounges?

Yes, food-and-drink options, including alcoholic beverages, are free for guests in Capital One Lounges.

Do you need a Venture X card to enter a Capital One Lounge?

While the Venture X is the primary way to access a Capital One Lounge, you can also earn complimentary access with the Venture X Business.

Plus, Venture Rewards and Spark Miles for Business cardholders and their guests can access these lounges at a special entry rate of $45 per person.

Any traveler outside these groups can pay a $90 per person rate to enter the lounge.

Do I need a boarding pass to access Capital One Lounges?

Yes, you must have a boarding pass for a departing or connecting same-day flight to access a Capital One Lounge. You won’t be able to enter if you have a boarding pass for an arriving flight without an onward connection.

Bottom line

Capital One is making a name for itself with lounge perks like grab-and-go food-and-beverage options, local elements throughout its spaces and unique offerings like a specific “perfect airport beer” at each location. Plus, the addition of its smaller Landing concept provides cardholders with even more variety.

Keep an eye on Capital One — it may just take the top issuer lounge spot soon.

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Learn more: Capital One Venture X
Learn more: Capital One Venture X Business
Learn more: Capital One Venture Rewards
Learn more: Capital One Spark Miles for Business

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