dailynewsnblog
Chase Ultimate Rewards is one of the best transferable rewards currencies due to its valuable hotel and airline partners, including United MileagePlus.
Here’s how to transfer Chase points to United MileagePlus and other things you should know before transferring your Ultimate Rewards points to this useful frequent flyer program.
Can you transfer Chase points to United miles?
Only select Chase cards earn transferable Ultimate Rewards points. These include:
If you don’t have any of these cards, the Chase Sapphire Reserve may be a compelling choice. It offers plenty of perks, but it is also currently offering its best-ever public offer: 150,000 bonus points earned after spending $6,000 on purchases in the first three months from account opening.
Related: 4 reasons why I love my Sapphire Reserve card
You can combine rewards from all your Ultimate Rewards cards — including Ultimate Rewards cards like the Chase Freedom Flex® (see rates and fees) and the Chase Freedom Unlimited® (see rates and fees) that earn cash-back rewards — into a single account.
If the account you use to collect all your rewards is your Sapphire Reserve, Sapphire Reserve Business, Sapphire Preferred or Ink Business Preferred account, you’ll have a stash of points you can transfer to Chase transfer partners like United MileagePlus.
Related: How (and why) to combine your Chase Ultimate Rewards points into a single account
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts
Chase to United transfer ratio
The Chase-to-United Airlines transfer ratio is 1:1. You must transfer Chase points in increments of 1,000 points, which means you can convert 1,000 Chase points into 1,000 United miles. You may occasionally find a transfer bonus that boosts this transfer ratio, but such bonuses are rare.
Based on TPG’s May 2026 valuations, Chase points are worth 2.05 cents each while United miles are worth 1.35 cents each. So, theoretically, you will lose value when you transfer Chase points to United since transferable points are inherently more valuable. As we’ll discuss later in this guide, though, this doesn’t mean you shouldn’t transfer Chase points to United, especially if you have some high-value redemptions in mind.
Related: Chase Sapphire Preferred vs. Sapphire Reserve: Which is better for you?
How long does it take to transfer Chase points to United MileagePlus?
When you transfer Chase points to United, the miles will usually appear in your MileagePlus account instantaneously.
It may occasionally take longer for Chase points to transfer to United. You’ll typically see the miles in your account by the next business day, but it may take up to seven business days.
Once you submit your transfer request, you will receive an email from Chase stating that your points transfer is in progress. Then, you will get another email from Chase once your points transfer is complete. If the miles do not appear in your United account immediately, keep an eye on your email to see when the transfer is complete.
Related: How much are Chase Ultimate Rewards points worth?
How do you transfer Chase points to United MileagePlus?
To transfer Chase points to United MileagePlus, head to the Ultimate Rewards website, log in to your account and select your Ultimate Rewards-earning card (if you have multiple Chase cards). You should land on a dashboard page for the card account you selected. Click on the “Travel” drop-down option at the top of your dashboard, then select “Transfer points to partners.”
You’ll be directed to a page displaying all Chase transfer partners. Scroll down, then click on the United Airlines row. Doing so will take you to an information page about transferring Chase points to United MileagePlus.
To continue, click “Transfer Points” to reach a page where you can enter or confirm your United MileagePlus information.
Enter the amount of Chase points you’d like to transfer to United on the next page. You must transfer at least 1,000 points and can only transfer in increments of 1,000 points.
Click “Next” to reach a summary page before clicking “Submit” to confirm your transfer request.
Transfers are irreversible, so always ensure you’ve found award availability or are certain you want to transfer your points before clicking “Submit.”
Related: My beginners blueprint to find the flight awards you want
When should you transfer Chase points to United MileagePlus?
As you read this guide, you may wonder whether it’s best to transfer Chase points to United. This question is complex, so it’s important to consider your specific situation.
Based on our valuations, United MileagePlus isn’t the most valuable Chase transfer partner. For example, while our May 2026 valuations peg the value of United miles at 1.35 cents each, we value some other Chase transfer partners, including World of Hyatt, British Airways Club and Air Canada Aeroplan, higher at 1.65 cents each for Hyatt and 1.4 cents each for British Airways and Air Canada.
You may want to reserve your Chase Ultimate Rewards points for transfers to these higher-value partners, especially if you haven’t accrued a massive stash of Chase points. Still, it is possible to get more value from United miles on some redemptions, such as during United award sales or some long-haul business-class awards.
Check out our guide on redeeming United miles to get started. Then, read our guide about maximizing United MileagePlus redemptions for more tips on getting the most value from your United miles.
Finally, if you would otherwise redeem your points for travel through the Chase Travel℠ portal, transferring points to United could provide more value. Consider the value you’d receive when redeeming United miles and compare it to your redemption rate through Chase Travel.
Related: 13 travelers each did 15 United MileagePlus award searches: Here’s how pricing differed across accounts
Bottom line
Now you know how to transfer Chase points to United.
It can be daunting the first time you go to transfer Chase Ultimate Rewards points. However, as this article shows, transferring Chase points to loyalty programs like United MileagePlus isn’t hard. Once you find an award flight you want to book through United MileagePlus, follow the steps above to transfer the number of points you need to book your award flight.
Remember, you must transfer points in increments of 1,000, so you may need to transfer slightly more points than you need to book your flight.
