Cards offering welcome bonuses of 100,000 points or more


Credit card welcome offers are the fastest way to increase your points and miles stash. There’s nothing quite like the thrill of seeing a massive bonus post to your loyalty account. From there, you can start dreaming about using your travel rewards to explore the world.

Some of the best travel rewards cards on the market offer welcome bonuses of at least 100,000 points or miles — in some cases, even more.

Beyond the welcome offer, though, these cards have ongoing perks that make them worth a place in your wallet. Let’s take a deeper dive into cards that currently offer welcome offers of at least 100,000 points or miles.

(Note that all valuations included in this article are according to TPG’s June 2026 valuations.)

Cards offering welcome bonuses of at least 100,000 points or miles

These are sorted by the total value of the welcome offer, according to TPG’s June 2026 valuations.

CardAnnual feeWelcome offerWelcome offer value

Find out your offer and see if you are eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)

Up to $6,000

$795

Earn 200,000 bonus points after spending $30,000 on purchases within the first six months from account opening.

$4,100

Find out your offer and see if you are eligible for as high as 200,000 bonus points after spending $15,000 on purchases in the first three months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)

Up to $4,000

Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)

Up to $3,500

$395

Earn 150,000 bonus miles after spending $30,000 on purchases in the first three months from account opening.

$2,775

$95

Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.

$2,050

$795

Earn 100,000 bonus points after spending $6,000 on purchases in the first three months from account opening.

$2,050

Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $8,000 on purchases in the first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)

Up to $2,000

$95

Earn 100,000 bonus miles after spending $10,000 on purchases within the first three months from account opening.

$1,850

$395

Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 on purchases in the first 90 days from account opening. Plus, receive a 50% flight discount code for a qualifying future flight after opening your account.

$1,750

Earn 125,000 bonus miles after spending $15,000 on purchases in the first six months of card membership. Offer ends July 15.

$1,500

Earn up to 125,000 bonus miles: 100,000 bonus miles after spending $6,000 on purchases in the first six months of card membership, plus earn an additional 25,000 bonus miles after spending $3,000 on purchases ($9,000 total) in the first six months of card membership. Offer ends July 15.

Up to $1,500

$95

Earn 125,000 bonus points and a free night award (valued at up to 50,000 points) after spending $3,000 on purchases in the first three months from account opening. Additionally (ending June 30), earn up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases. (Certain hotels have resort fees.)

Up to $1,500 (including the statement credit)

$150

Earn up to 110,000 bonus miles and 2,000 PQPs: Earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening. Plus, earn 10,000 bonus miles after adding an employee card in the first three months from account opening.

Up to $1,485 (including the points from adding an authorized user; not including the value of the PQPs)

$695

Earn up to 110,000 bonus miles and 2,000 PQPs: Earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening. Plus, earn 10,000 bonus miles after adding an employee card in the first three months from account opening.

Up to $1,485 (including the points from adding an authorized user; not including the value of the PQPs)

Earn 150,000 bonus points and a $125 statement credit after spending $8,000 on purchases in the first six months of card membership. Offer ends July 15.

$1,325 (including the statement credit)

Earn 100,000 bonus miles after spending $8,000 on purchases in the first six months of card membership. Offer ends July 15.

$1,200

Earn up to 100,000 bonus miles: 80,000 bonus miles after spending $4,000 on purchases in the first six months of card membership, plus earn 20,000 bonus miles after spending an additional $2,000 on purchases (for a total of $6,000) in the first six months of card membership. Offer ends July 15.

Up to $1,200

$99

Last chance to earn up to 185,000 bonus points: Earn 150,000 bonus points after spending $3,000 on purchases in the first three months from account opening. Plus, earn 35,000 bonus points after spending $6,000 on purchases in the first six months from account opening. Offer ends June 25 at 9 a.m. ET.

Up to $1,018

$99

Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening.

$770

$0

Last chance to earn up to 125,000 bonus points: Earn 90,000 bonus points after spending $2,000 on purchases in the first three months from account opening. Plus, earn 35,000 bonus points after spending $4,000 on purchases in the first six months from account opening. Offer ends June 25 at 9 a.m. ET.

Up to $688

Earn 175,000 bonus points after spending $6,000 on purchases in the first six months of card membership. Offer ends July 29.

$613

$0 introductory annual fee for the first year, then $195 (see rates and fees)

Earn 130,000 bonus points after spending $8,000 on purchases in the first six months of card membership. Additionally, receive a $0 introductory annual fee for the first year (then $195). Offer ends July 29.

$455

$0 introductory annual fee for the first year, then $150 (see rates and fees)

Earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership. Additionally, receive a $0 introductory annual fee for the first year (then $150). Offer ends July 29.

$455

Earn 100,000 bonus points and a $100 statement credit after spending $2,000 on purchases in the first six months of card membership. Offer ends July 29.

$450, including the statement credit

The information for the United Club Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Below, we’ve grouped these cards by issuer and loyalty program to make it easier to compare similar products.

American Express Business Platinum

With the Amex Business Platinum, new cardmembers can find out their offer and see if they are eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)

TPG’s June 2026 valuations place this offer at up to $6,000 in value.

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American Express Business Platinum card art
THE POINTS GUY

The Business Platinum also provides a list of valuable statement credits that can be helpful for business owners.

You can receive up to $200 each calendar year in airline fee statement credits for charges by the eligible airline you select each calendar year and up to $120 per calendar year in statement credits for purchases made directly from U.S. wireless telephone providers (up to $10 per month; enrollment required for select benefits).

To learn more, read our full review of the Amex Business Platinum.


Apply here: American Express Business Platinum


Chase Sapphire Reserve for Business

Applicants for the Chase Sapphire Reserve for Business can earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening.

This haul of valuable Chase Ultimate Rewards points is worth $4,100, according to TPG’s June 2026 valuations.

Chase Sapphire Reserve Business card art
THE POINTS GUY

The Sapphire Reserve for Business is an excellent option for travel-minded business owners who are willing to maximize the card’s multiple statement credits.

These include an annual $500 credit for The Edit (up to $250 in statement credits twice per year; two-night minimum stay required), up to $400 credit with ZipRecruiter through Dec. 31, 2027 (split as two $200 biannual credits), a flexible $300 annual travel credit and up to $200 in Google Workspace credits (through Dec. 31, 2027).

To learn more, read our full review of the Chase Sapphire Reserve for Business.


Apply here: Chase Sapphire Reserve for Business


American Express Business Gold

The Amex Business Gold currently offers new applicants the ability to find out their offer and see if they are eligible for as high as 200,000 bonus points after spending $15,000 on purchases in the first three months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)

According to June 2026 valuations, this welcome offer is worth up to $4,000.

business gold cards
THE POINTS GUY

This card provides useful perks for business owners who spend frequently on common expenses like food and shipping.

With this card, you’ll receive up to $240 in statement credits each calendar year for eligible U.S. purchases at FedEx (through Oct. 1), Grubhub and office supply stores (up to $20 per month) and a monthly statement credit toward one Walmart+ membership valued at up to $12.95 monthly plus applicable taxes (up to $155 per calendar year, Plus-Ups not included; subject to auto-renewal; enrollment required for select benefits).

To learn more, read our full review of the Amex Business Gold.


Apply here: American Express Business Gold


American Express Platinum

If you’re looking to apply for the Amex Platinum, you can find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $12,000 on purchases within the first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)

Per TPG’s valuations, you could be eligible for up to $3,500 in value.

Amex Platinum card art
THE POINTS GUY

The Amex Platinum is a popular choice with travelers thanks to its premium perks, such as extensive airport lounge access for eligible cardmembers (including Centurion Lounges), multiple statement credits and complimentary elite status with Hilton, Marriott and Leading Hotels of the World (enrollment required for select benefits).

To learn more, read our full review of the Amex Platinum.


Apply here: American Express Platinum


Capital One Venture X Business

The Capital One Venture X Business comes with 150,000 bonus miles, earned after spending $30,000 on purchases in the first three months from account opening.

TPG’s June 2026 valuations place its value at $2,775.

a hand holds a credit card
THE POINTS GUY

Highlights of the Venture X Business card’s benefits include a $300 annual credit for travel booked through Capital One Business Travel and complimentary access to Capital One Lounges and participating Priority Pass lounges.

To learn more, read our full review of the Venture X Business.


Learn more: Capital One Venture X Business


Chase Sapphire Preferred

The Chase Sapphire Preferred has brought back its best-ever bonus: new cardholders can earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.

This is worth a whopping $2,050, per TPG’s June 2026 valuations, which is an excellent value for a low $95 annual fee.

Chase Sapphire Preferred card image
THE POINTS GUY

The card has also undergone a recent refresh, doubling its annual hotel credit for bookings made through Chase Travel℠ (to $100) and adding new bonus categories for gas, electric vehicle charging and vacation home rentals (booked through Airbnb, Vrbo, Plum Guide, HomeAway, Homestay.com and Vacasa).

To learn more, read our full review of the Chase Sapphire Preferred.


Apply here: Chase Sapphire Preferred


Chase Sapphire Reserve

The Chase Sapphire Reserve‘s welcome offer allows new cardholders to earn 100,000 bonus points after spending $6,000 on purchases in the first three months from account opening.

TPG’s valuations place this welcome offer at $2,050 in value.

Chase Sapphire Reserve card art
THE POINTS GUY

This card offers a host of benefits, including statement credits for The Edit by Chase Travel (up to $250 in statement credits twice per year; minimum two-night stay required), StubHub (through Dec. 31, 2027; activation required) and Lyft (through Sept. 30, 2027).

To learn more, read our full review of the Chase Sapphire Reserve.


Apply here: Chase Sapphire Reserve


American Express Gold

With the Amex Gold Card, new applicants can find out their offer and see if they are eligible for as high as 100,000 bonus points after spending $8,000 on purchases in the first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)

You could be eligible for up to $2,000 in value, per TPG’s June 2026 valuations.

American Express Gold
THE POINTS GUY

The Amex Gold is our top choice for foodies since it earns 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year for restaurants worldwide; then 1 point per dollar spent thereafter, and $25,000 in purchases per calendar year for U.S. supermarkets; then 1 point per dollar spent thereafter, respectively).

This card is also packed with useful statement credits and solid travel and purchase protections.

To learn more, read our full review of the Amex Gold.


Apply here: American Express Gold


Capital One Venture Business

New Capital One Venture Business cardholders can earn 100,000 bonus miles after spending $10,000 on purchases within the first three months from account opening.

Our June 2026 valuations place this bonus value at $1,850.

Venture Business card art
THE POINTS GUY

The Venture Business earns a straightforward 2 miles per dollar spent on all purchases and an elevated 5 miles per dollar spent on hotels, rental cars and vacation rentals booked through Capital One Business Travel. It’s best for business owners who make purchases across a broad list of categories and want to earn simple rewards.

To learn more, read our full review of the Capital One Venture Business.


Learn more: Capital One Venture Business


Atmos Rewards Summit Visa Infinite credit card

With the Atmos Rewards Summit Visa Infinite credit card, you can earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 on purchases in the first 90 days from account opening. Plus, receive a 50% flight discount code for a qualifying future flight after opening your account.

This bonus is worth $1,750, per TPG’s June 2026 valuations.

Atmos Rewards Summit card art
THE POINTS GUY

This card is an excellent choice for travelers looking to maximize Atmos Rewards points while enjoying perks when flying Alaska and Hawaiian Airlines, including a free checked bag and preferred boarding.

To learn more, read our full review of the Atmos Rewards Summit.


Apply here: Atmos Rewards Summit


Delta SkyMiles cards

Four of the Delta SkyMiles cards are offering welcome bonuses of 100,000 miles or more.

Delta Planes Boston
ZACH GRIFF/THE POINTS GUY
  • Delta SkyMiles Reserve Business American Express: Earn 125,000 bonus miles after spending $15,000 on purchases in the first six months of card membership. Offer ends July 15. Per TPG’s June 2026 valuations, this offer is worth $1,500.
  • Delta SkyMiles Reserve American Express: Earn up to 125,000 bonus miles: 100,000 bonus miles after spending $6,000 on purchases in the first six months of card membership, plus earn an additional 25,000 bonus miles after spending $3,000 on purchases ($9,000 total) in the first six months of card membership. Offer ends July 15. This offer is worth up to $1,500 when you factor in TPG’s valuations.
  • Delta SkyMiles Platinum Business American Express: Earn 100,000 bonus miles after spending $8,000 on purchases in the first six months of card membership. Offer ends July 15. According to TPG’s valuations, this offer is worth $1,200.
  • Delta SkyMiles Platinum American Express: Earn up to 100,000 bonus miles: 80,000 bonus miles after spending $4,000 on purchases in the first six months of card membership, plus earn 20,000 bonus miles after spending an additional $2,000 on purchases (for a total of $6,000) in the first six months of card membership. Offer ends July 15. This offer is worth up to $1,200, per TPG’s valuations.

Delta Amex cards provide solid preflight benefits, including checked bags and priority boarding. You’ll also earn valuable miles on every purchase.

To learn more, read our full reviews of the Delta Reserve Business, Reserve, Platinum Business and Platinum.


Apply here: Delta SkyMiles Reserve Business

Apply here: Delta SkyMiles Reserve

Apply here: Delta SkyMiles Platinum Business

Apply here: Delta SkyMiles Platinum


Marriott Bonvoy cards

Two Marriott Bonvoy cards are providing welcome bonuses of more than 100,000 points.

Atlanta Hartsfield Jackson Airport Hotels- Renaissance, Marriott
CLINT HENDERSON/THE POINTS GUY
  • Marriott Bonvoy Boundless: Earn 125,000 bonus points and a free night award (valued at up to 50,000 points) after spending $3,000 on purchases in the first three months from account opening. Additionally, earn up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases (ends June 30, 2027). (Certain hotels have resort fees.) Per TPG’s June 2026 valuations, this offer is worth $1,500, including the statement credit.
  • Marriott Bonvoy Business American Express: Earn 150,000 bonus points and a $125 statement credit after spending $8,000 on purchases in the first six months of card membership. Offer ends July 15. This offer is worth $1,325, according to TPG’s valuations.

For a modest $95 annual fee, the Boundless provides automatic Silver Elite status with Marriott Bonvoy, which grants 10% more points on stays, priority late checkout and complimentary Wi-Fi. You’ll also receive a free night award worth up to 35,000 points every year after your account anniversary (certain hotels have resort fees).

If you’re a small-business owner frequently staying at Marriott properties, the Marriott Business card is a great choice. You’ll receive elite night credits toward status, complimentary Gold Elite status and a discount on eligible bookings when you book directly with Marriott through an eligible channel at a participating Marriott property with the Amex business card rate.

To learn more, read our full reviews of the Marriott Bonvoy Boundless and the Marriott Bonvoy Business Amex.


Apply here: Marriott Bonvoy Boundless

Apply here: Marriott Bonvoy Business American Express


United business cards

United Airlines’ two business cards are both offering more than 100,000 miles with their current bonuses.

united 787 elevated 40
United 787. SEAN CUDAHY/THE POINTS GUY
  • United Business Card: Earn up to 110,000 bonus miles and 2,000 PQPs: Earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening. Plus, earn 10,000 bonus miles after adding an employee card in the first three months from account opening. This offer is worth up to $1,485, according to June 2026 valuations.
  • United Club Business Card: Earn up to 110,000 bonus miles and 2,000 PQPs: Earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening. Plus, earn 10,000 bonus miles after adding an employee card in the first three months from account opening. TPG’s valuations place this offer at up to $1,485.

These cards provide a first checked bag free on United flights, inflight discounts on food and beverage purchases and multiple statement credits to help offset their annual fees.

To learn more, read our full reviews of the United Business and United Club Business.


Apply here: United Business Card


IHG One Rewards cards

Three IHG One Rewards cards are offering bonuses of more than 100,000 points right now. But two of these bonuses will end soon, so if you’re interested, now is the time to apply.

ihg hotel
IHG HOTELS & RESORTS
  • IHG One Rewards Premier: Last chance to earn up to 185,000 bonus points: Earn 150,000 bonus points after spending $3,000 on purchases in the first three months from account opening. Plus, earn 35,000 bonus points after spending $6,000 on purchases in the first six months from account opening. Offer ends June 25 at 9 a.m. ET. This is worth up to $1,018, per TPG’s June 2026 valuations.
  • IHG One Rewards Premier Business: Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening. TPG’s valuations deem this worth $770.
  • IHG One Rewards Traveler: Last chance to earn up to 125,000 bonus points: Earn 90,000 bonus points after spending $2,000 on purchases in the first three months from account opening. Plus, earn 35,000 bonus points after spending $4,000 on purchases in the first six months from account opening. Offer ends June 25 at 9 a.m. ET. With this offer, you’ll get $688 in value, according to TPG’s valuations.

IHG loyalists looking to boost their points balance will enjoy earning on any of these cards.

To learn more, read our full reviews of the IHG Premier, IHG Premier Business and IHG Traveler.


Apply here: IHG One Rewards Premier

Apply here: IHG One Rewards Premier Business

Apply here: IHG One Rewards Traveler


Hilton Honors cards

All of Hilton’s cobranded American Express cards are currently offering bonuses worth at least 100,000 points with the brand.

Hilton hotel room
ERIC ROSEN/THE POINTS GUY
  • Hilton Aspire: Earn 175,000 bonus points after spending $6,000 on purchases in the first six months of card membership. Offer ends July 29. According to TPG’s June 2026 valuations, this bonus is worth $613.
  • Hilton Business: Earn 130,000 bonus points after spending $8,000 on purchases in the first six months of card membership. Additionally, receive a $0 introductory annual fee for the first year (then $195). Offer ends July 29. This offer is worth $455 when you factor in TPG’s valuations.
  • Hilton Surpass: Earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership. Additionally, receive a $0 introductory annual fee for the first year (then $150). Offer ends July 29. TPG’s valuations estimate this bonus to be worth $455.
  • Hilton Honors American Express Card: Earn 100,000 bonus points and a $100 statement credit after spending $2,000 on purchases in the first six months of card membership. Offer ends July 29. This bonus is worth up to $450 when you factor in the statement credit, per TPG’s valuations.

One of these cards could provide solid value to Hilton loyalists. Depending on the card you select, you could receive elite status, statement credits and bonus points for every purchase.

To learn more, read our full reviews of the Hilton Aspire, Hilton Business, Hilton Surpass and Hilton Honors Amex.


Apply here: Hilton Honors Aspire

Apply here: The Hilton Honors Business

Apply here: Hilton Honors Surpass

Apply here: Hilton Honors American Express


Bottom line

The above offers are enticing, but remember that each issuer has its own application rules. Make sure you’re always getting the top offer when you apply for a credit card because you might only get one shot at the bonus on that card.

These cards offering 100,000-point bonuses (and more) could be worth considering if you want to boost your rewards balance in a specific airline, hotel or issuer loyalty program.

Related: The best credit card welcome bonuses currently available

For rates and fees of the Amex Business Platinum Card, click here.
For rates and fees of the Amex Business Gold Card, click here.
For rates and fees of the Amex Platinum Card, click here.
For rates and fees of the Amex Gold Card, click here.
For rates and fees of the Delta Reserve Business, click here.
For rates and fees of the Delta Reserve Amex, click here.
For rates and fees of the Marriott Bonvoy Business card, click here.
For rates and fees of the Delta Platinum Business, click here.
For rates and fees of the Delta Platinum Amex, click here.
For rates and fees of the Hilton Aspire, click here.
For rates and fees of the Hilton Business, click here.
For rates and fees of the Hilton Surpass, click here.
For rates and fees of the Hilton Honors Amex, click here.



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