Whether you love traveling to Las Vegas or just enjoy gaming, dining or watching shows at MGM Resorts locations, now is a great time to add the MGM Rewards Iconic World Elite Mastercard® to your wallet.

MGM Rewards isn’t just a casino loyalty program. Instead, it’s the loyalty program for more than 20 luxury hotels and resorts nationwide. As such, it’s a loyalty program for gaming, resort stays, dining, entertainment, sports and nightlife.

Even if you have other travel rewards cards, the MGM Rewards Iconic Mastercard may still have a place in your wallet, especially since it provides a fast track to MGM Rewards Tier Status and offers benefits at MGM Rewards Destinations.

Now is a particularly good time to apply for the MGM Rewards Iconic Mastercard, as the annual MGM Rewards Tier Status reset occurs each year on Feb. 1. So, you’ll start the new status year ahead if you apply now. Plus, when you apply by April 14, you may be eligible for a TPG-exclusive welcome offer of 40,000 MGM Mastercard Points (points)* and 15,000 MGM Rewards Tier Credits after spending $5,000 in the first three billing cycles after account opening.

You must be an MGM Rewards member to apply for this card, but it’s simple and free to join MGM Rewards. Now, let’s dive into how the MGM Rewards Iconic Mastercard can fast-track your MGM Rewards Tier Status and unlock elevated experiences.

Learn more: MGM Rewards Iconic Mastercard (must apply here for this offer; offers vary elsewhere^; see Summary of Credit Terms)

MGM Rewards Iconic Mastercard: The fastest path to higher-tier benefits

The MGM Rewards Iconic Mastercard offers cardmembers a shortcut to status and higher-tier benefits.

Much of this shortcut is through the ability to earn redeemable points and Tier Credits toward status on purchases with your MGM Rewards Iconic Mastercard. Specifically, you’ll earn:

• 6 points* and Tier Credits per dollar spent at MGM Rewards Destinations
• 2 points* and Tier Credits per dollar spent at hotels, dining venues, gas stations and grocery stores
• 1 point* and Tier Credit per dollar spent on everything else, including BetMGM Deposits

Plus, each card anniversary year during which you spend at least $25,000 on your card, you’ll get a complimentary night worth up to $250 and a bonus of 10,000 Tier Credits toward next year’s status.*

The MGM Rewards Iconic Mastercard has an annual fee of $249**, but the card offers perks beyond its earning rates that can outweigh the annual fee.

For example, you’ll get a $200 resort credit* upon account opening and annually at your card anniversary. You can apply it to room charges (including resort fees and dining, spa and entertainment purchases) when staying at participating MGM Rewards Destinations.

Cardmembers also get several other perks that can provide value, including:

Get more than $1,000 of first-year value with the MGM Rewards Iconic Mastercard

Loyal MGM Rewards members could get more than $1,000 of first-year value with the MGM Rewards Iconic Mastercard. The 40,000-point welcome bonus, worth $400, and the $200 annual resort credit provide the most straightforward value.*

But the Priority Pass membership and the Global Entry or TSA PreCheck statement credit can combine to provide more than $200 in first-year value.* Additionally, spend at least $25,000 on your card each card anniversary year, and you’ll get a complimentary night worth up to $250.* Plus, MGM Rewards members can get value from earning points and Tier Credits with MGM Rewards on purchases, especially since these can translate into savings on vacation and higher-level perks.

However, some of the value of the card certainly lies in the unique invite-only experiences — including VIP access to select events and access to special offerings like front-row seats, player meet-and-greets and on-the-field experiences — it can unlock. Past experiences have included a private, members-only dining experience at Michelin-starred Joël Robuchon at the MGM Grand Las Vegas and exclusive MLB All-Star Game VIP tickets.

If the MGM Rewards Iconic Mastercard sounds right for you, now is a great time to apply. Not only did Tier Status reset Feb. 1, but you can enjoy a TPG-exclusive welcome offer of 40,000 points* and 15,000 Tier Credits after spending $5,000 in the first three billing cycles after account opening when you apply by April 14.

Learn more: MGM Rewards Iconic Mastercard (must apply here for this offer; offers vary elsewhere^)

How the MGM Rewards Iconic Mastercard can fast-track your status

Those with the MGM Rewards Iconic Mastercard get automatic Pearl Status****, which unlocks free self-parking***** at participating MGM Rewards Destinations and Marriott Bonvoy Silver Elite status. However, it can also expedite your path to a higher-tier status.

As a reminder, MGM Rewards Gold Status requires 75,000 Tier Credits per calendar year but offers:

• Waived resort fees when booking directly
• A $100 Tier Celebration benefit^^
• Complimentary valet parking
• Enhanced rooms based on availability
• An annual cruise benefit with Royal Caribbean or Celebrity Cruises^^^
• Marriott Bonvoy Gold Elite status

For many MGM Rewards members, Gold Status is the sweet spot because it delivers waived resort fees and meaningful perks without having to spend like a high roller.

Accruing 75,000 Tier Credits might sound like a lot, but it can become surprisingly attainable as you start using your MGM Rewards Iconic Mastercard for purchases.

Earning Tier Credits with the MGM Rewards Iconic Mastercard

You’ll earn Tier Credits as follows when you use your MGM Rewards Iconic Mastercard for purchases:

• 6 Tier Credits* per dollar spent at MGM Rewards Destinations
• 2 Tier Credits* per dollar spent at hotels, dining venues, gas stations and grocery stores
• 1 Tier Credit* per dollar spent on everything else, including BetMGM Deposits

Plus, you’ll earn 4 Tier Credits* per dollar spent on eligible purchases at MGM Rewards Destinations when you charge the purchases to your room or present your MGM Rewards card at the point of sale. So, those with the MGM Rewards Iconic Mastercard could earn up to 10 Tier Credits* per dollar spent at MGM Rewards Destinations when combined with the MGM Rewards program.

If you apply for the MGM Rewards Iconic Mastercard using TPG’s exclusive welcome offer link by April 14, you’ll earn 15,000 Tier Credits* after spending $5,000 in the first three billing cycles after account opening.

Learn more: MGM Rewards Iconic Mastercard (must apply here for this offer; offers vary elsewhere^)

Examples of how the MGM Rewards Iconic Mastercard can help you earn Gold Status

If you apply for the MGM Rewards Iconic Mastercard with TPG’s exclusive offer, it’s possible to earn Gold Status with just $6,000 of eligible spending at MGM Rewards Destinations. Here are two examples of how you can do this, depending on how much you plan to spend at MGM Rewards Destinations this year. We’ll break down the math for each scenario to show how many Tier Credits you’ll earn between the TPG-exclusive offer, the earning rates on the credit card and the earning rates through the MGM Rewards loyalty program.

Earning Gold Status solely through MGM Rewards Destinations stays

If you plan to spend at least $6,000 at MGM Rewards Destinations throughout the year, you can earn Gold Status through those trips alone.

You’ll earn a total of 10 Tier Credits per dollar spent at MGM Rewards Destinations, thanks to the standard earning rate for the MGM Rewards loyalty program in addition to the credits you earn as an MGM Rewards Iconic Mastercard cardholder.* Combined with the welcome bonus for TPG readers, that nets you a total of 75,000 Tier Credits throughout the year — enough to secure Gold Status through Jan. 31, 2028.

Total Tier Credits: 75,000

Earning Gold Status through a mix of everyday purchases and MGM Rewards Destinations stays

However, if you don’t plan on spending $6,000 total at MGM Rewards Destinations, a mix of everyday spending each calendar year with less money spent at MGM Rewards Destinations can also net you the needed Tier Credits.

You’ll still earn 10 Tier Credits total per dollar spent at MGM Rewards Destinations between both the loyalty program and the MGM Rewards Iconic Mastercard.* You can then earn the rest of the needed Tier Credits with the card through the other bonus categories that earn 2 Tier Credits per dollar.*

Total Tier Credits: 75,000

As an added bonus, this scenario would also earn you a free night worth up to $250 and an additional 10,000 Tier Credits toward next year’s status.*

Of course, you’ll need to spend less on hotels, dining, gas and groceries to obtain Gold Status if you spend more on eligible purchases at MGM Rewards Destinations or earn Tier Credits via other methods.

Why MGM enthusiasts need the MGM Rewards Iconic Mastercard

For MGM Rewards enthusiasts, the MGM Rewards Iconic Mastercard may provide more value than traditional travel rewards cards. After all, you earn redeemable points and Tier Credits toward status that can elevate your experience at MGM Rewards Destinations.

Points are redeemable toward room charges, dining, entertainment and more at MGM Rewards Destinations at a rate of 1 cent per point. You can also redeem points for Slot Dollars®.

MGM Rewards points can help you save money on your next vacation. Meanwhile, the Tier Credits you earn through the welcome offer and spending on your card can help you reach higher elite status tiers.

Plus, while most credit cards don’t let you earn rewards on online gaming, the MGM Rewards Iconic Mastercard offers points and Tier Credits on BetMGM Deposits, and BetMGM Deposits incur no cash advance fees.

In short, the MGM Rewards Iconic Mastercard is the best card for earning MGM Rewards Tier Status, which can help you level up your experiences at MGM Rewards Destinations.

Bottom line

The MGM Rewards Iconic Mastercard is a direct and efficient way to qualify for a higher MGM Rewards Tier Status and enjoy perks faster.

When you use the MGM Rewards Iconic Mastercard, you’ll earn points and Tier Credits on every purchase. The card offers a wide variety of bonus categories that you likely already make purchases in, such as dining, gas stations and grocery stores. As such, it’s a useful tool for earning Tier Credits toward Gold or even Platinum Status.

Especially following the recent Feb. 1 tier reset, now is a great time to apply for the MGM Rewards Iconic Mastercard. Plus, if you apply through the links in this article by April 14, you can enjoy TPG’s exclusive offer of 40,000 points* and 15,000 Tier Credits after spending $5,000 in the first three billing cycles after account opening.

By applying now, you can get automatic Pearl Status****, use your annual $200 resort credit* on your next trip to an MGM Rewards Destination and start working toward earning a higher MGM Rewards Tier Status as you make purchases with your card.

Learn more: MGM Rewards Iconic Mastercard (must apply here for this offer; offers vary elsewhere^)

^Offers may vary depending on where you apply, for example, online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.

*See the Credit Card Rewards Terms and Conditions in the Summary of Credit Terms for details. Points are referred to as MGM Mastercard Points and can be redeemed for SLOT DOLLARS® and MGM Rewards Points. MGM Resorts International owns the MGM Rewards program. Please visit mgmrewards.com or call 866.789.6716 for MGM Rewards program rules, including earning, redemption, expiration or forfeiture of Points and Tier Credits. For MGM Rewards Iconic World Elite Mastercard terms, click here.

**For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.

***Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only.

****MGM Rewards Tier will remain at least Pearl Status as long as your account remains open and in good standing.

*****Self-parking is complimentary for MGM Rewards Mastercard cardholders. Guests must insert their MGM Rewards Card at the exit gate to receive the free parking benefit. All parking is subject to availability, which may vary by facility location and Tier Status.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

^^One (1) Tier Celebration Credit benefit is valid during the current Tier Status Earning Year to each qualifying Gold, qualifying Platinum or qualifying NOIR member who has earned the minimum Tier Credits associated with reaching the applicable Tier Status (and for NOIR Tier Status, invited to such level during such Tier Status Earning Period) based on spend during such period. Members who receive their Tier Status through a third-party or other partnership tier match program are not eligible for the benefit. Tier Celebration Credit benefit is not awarded based on a member’s Tier Status as of the beginning of the Tier Status Earning Year. A qualifying member who reaches multiple eligible Tier Statuses during a Tier Status Earning Year as described above will receive one such benefit (awarded as MGM Rewards Points) for each such tier reached. Amount of MGM Rewards Points for reaching specific tiers is as follows: $100 MGM Rewards Points for reaching Gold, $200 MGM Rewards Points for reaching Platinum, and $500 for reaching (and invited to) NOIR. Tier Celebration Credit benefit must be redeemed within twelve (12) months after qualifying for the benefit. MGM reserves the right to modify the amount of MGM Rewards Points offered and/or otherwise modify and/or limit quantity/type of items offered all of which may vary based on Tier Status reached and other factors. Subject to MGM Rewards Program Rules available at mgmrewards.com/rules.

^^^One (1) Annual Cruise Benefit is offered during the current Tier Status Earning Year to each qualifying Gold, qualifying Platinum, or qualifying NOIR members (valid for such qualifying member plus one (1) guest and subject to availability) who has earned the minimum Tier Credits associated with Gold Tier Level, Platinum Tier Level, or who is invited to NOIR Tier Level during such Tier Status Earning Year based on spend during such period. Accordingly, a qualifying member who earns the minimum Tier Credits associated with Gold, Platinum, and NOIR Tier Levels (and who is invited to NOIR) during such Tier Status Earning Year is eligible to receive a Gold, Platinum and NOIR Annual Cruise Benefit. Unless otherwise indicated, cruise must be booked during the applicable Tier Status Benefit Year (2/1 – 1/31) for travel completed within three (3) months after such period. Length of cruise will depend upon member’s earned Tier Level status and recent MGM Resorts spend and gaming play. In lieu of using the Annual Cruise Benefit, you can apply the trade-in value towards the purchase of any Royal Caribbean or Celebrity Cruises cruise not listed in the offer, excluding Galapagos and World Cruise segment sailings. Trade-in value cannot be combined with another discount on the same reservation. Trade-in value varies based on offer, which is dependent on Tier Level status and recent MGM Resorts spend and gaming play. Members are responsible for transportation to/from cruise embarkation and final disembarkation locations. The Onboard Benefits for MGM Rewards members and the Annual Cruise Benefit for Gold, Platinum, and NOIR members are currently only available to residents of the US and Canada. Certain restrictions, taxes, fees and limitations apply. Subject to additional terms and conditions available at mgmresorts.com/royalandcelebritycruises.