Current Disney Visa card offers: Earn Disney Rewards Dollars

At first glance, the three Disney credit cards may seem like they’re only for Disney superfans.

But anyone who has a Disney vacation on the calendar or makes frequent Disney-related purchases can potentially benefit from the discounts, the perks and — most importantly — the elevated welcome offers on these cards.

The current bonuses on these cards are worth noting if you’re planning a trip soon. So, if you’ve been eyeing a card, now is an excellent time to apply. Here’s what you need to know.

Comparison of Disney Visa card welcome offers

Card	Welcome offer	Annual fee
	Earn up to $600 in a tiered earning structure: Receive an instant $300 credit in Disney gift cards. Earn a $300 statement credit after spending $1,000 on purchases in the first three months of account opening.	$149
	Earn up to $300 in a tiered earning structure: Receive an instant $200 credit in Disney gift cards. Earn a $100 statement credit after spending $500 on purchases in the first three months of account opening.	$49
	Earn up to $150 in a tiered earning structure: Receive an instant $100 credit in Disney gift cards. Earn a $50 statement credit after spending $500 on purchases in the first three months of account opening.	$0

Disney Inspire Visa Card welcome offer

The top-tier Disney Inspire Visa provides the highest level of benefits in the Disney Visa suite. It also comes with the most lucrative welcome bonus, in exchange for the highest annual fee.

Annual fee: $149

Welcome offer: Earn up to $600 in a tiered earning structure:

Receive an instant $300 credit in Disney gift cards
Earn a $300 statement credit after spending $1,000 on purchases in the first three months from account opening

Is it worth it?

This is a solid welcome bonus for Disney fans, especially if you plan on booking a trip to one of their parks or properties soon.

If you’re booking Disney vacations often, this card could make a lot of sense. It has the highest annual fee of the Disney Visa trio, but it also offers the most perks.

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Like with the other Disney cards, this premium option provides:

10% off select merchandise purchases at select locations and select dining locations on most days at Disneyland and Disney World
Exclusive photo opportunities at the theme parks that are only available to Disney Visa cardholders, plus complimentary downloads of your photos
Special vacation financing on select Disney vacation packages
200 Disney Reward Dollars for every $2,000 in purchases made on the card on U.S. Disney Resort stays and Disney Cruise Line annually
Earn a $100 statement credit after spending at least $200 on Disney theme park tickets annually

And in addition to the high-value welcome offer, this card will earn:

10% back in the form of Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com and plus.espn.com
3% back at most U.S. Disney locations and gas stations
2% back at grocery stores and restaurants
1% back on all other purchases

These rates are potentially lucrative if you spend frequently on Disney-related purchases.

You can redeem Disney Rewards Dollars toward select Disney vacation purchases, at DisneyStore.com or by using Chase’s Pay Yourself Back feature to redeem Disney Rewards Dollars for a statement credit toward airline purchases made with the card.

Plus, cardholders will receive 200 Disney Rewards Dollars annually each time they spend $2,000 on the card on U.S. Disney Resort stays and Disney Cruise Line.

Apply here: Disney Inspire Visa Card

Disney Premier Visa Card welcome offer

The Disney Premier Visa Card provides mid-tier perks in the middle of the Disney card lineup.

Annual fee: $49

Welcome offer: Earn up to $300 in a tiered earning structure:

Receive an instant $200 credit in Disney gift cards
Earn a $100 statement credit after spending $500 on purchases in the first three months from account opening

Is it worth it?

When you use this card to pay for a Disney vacation, the statement credit from this welcome offer can offset a portion of your trip. If you’ve been considering applying for this card, now would be a good time to add it to your wallet.

This card also offers theme park discounts and perks, including:

10% off select merchandise purchases at select locations and select dining locations on most days at Disneyland and Disney World
Exclusive photo opportunities at the theme parks that are only available to Disney Visa cardholders, plus complimentary downloads of your photos
Savings for select onboard purchases when using the card on Disney Cruise Line
Special vacation financing on select Disney vacation packages

At home, you’ll also get a 10% discount on select credit card purchases at DisneyStore.com.

In addition to the elevated welcome offers and special discounts, you’ll earn:

5% back in the form of Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com
2% back at gas stations, grocery stores, restaurants and most U.S. Disney locations
1% back on all other purchases

These earning rates are not as high as other low-annual-fee cards, and the redemption options are limited compared to cards with more flexible options. However, the discounts and theme park perks associated with this card could prove beneficial for Disney vacations.

To learn more, read our full review of the Disney Premier Visa Card.

Apply here: Disney Premier Visa Card

Disney Visa Card welcome offer

The Disney Visa Card offers theme park discounts and benefits and has no annual fee.

Annual fee: $0

Welcome offer: Earn up to $150 in a tiered earning structure:

Receive an instant $100 credit in Disney gift cards
Earn a $50 statement credit after spending $500 on purchases in the first three months from account opening

Is it worth it?

The Disney Visa Card provides the same theme park and shopping discounts as the other cards, including:

10% off select merchandise purchases at select locations and select dining locations on most days at Disneyland and Disney World
Exclusive photo opportunities at the theme parks that are only available to Disney Visa cardholders, plus complimentary downloads of your photos
Savings for select onboard purchases when using the card on Disney Cruise Line
Special vacation financing on select Disney vacation packages

The Disney Visa earns 1% back in Disney Rewards Dollars on all purchases. While earning any rewards is good for a no-annual-fee card, other cards with no annual fee can offer a higher rate of return and better redemption options.

To learn more, read our full review of the Disney Visa Card.

Apply here: Disney Visa Card

Bottom line

The Disney Visa cards are best suited for those who plan Disney trips frequently and will use the benefits, earning rates and solid welcome bonuses on their trips.

If you don’t fall into that camp, you may be more interested in a general travel rewards card or one of our other favorite cards for Disney vacations.

Considering these are higher welcome offers than what we typically see on the cards, if you’re set on applying, you can get even more value if you apply now.

Apply here: Disney Inspire Visa Card
Apply here: Disney Premier Visa Card
Apply here: Disney Visa Card

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