The best time to apply for Atmos Rewards cards


Atmos Rewards is the joint loyalty program for Alaska Airlines and Hawaiian Airlines flyers.

There are three Atmos Rewards cobranded cards (two personal and one business), all of which offer solid benefits and travel-related perks for cardmembers. They also feature some valuable welcome offers to collect a stash of Atmos Rewards points.

Now that we’ve seen some bonuses introduced across this lineup, we can help you decide on a smart time for your application. Keep in mind that offers can change at any time, and some of the offers mentioned in this article may no longer be available.

We’re also only discussing publicly available offers in this article, but know that targeted offers with more bonus points could exist.

With that in mind, let’s dive into the bonuses offered with the Atmos Rewards cards.

Best Atmos Rewards welcome offers

Card Best welcome offer we’ve seen When to apply 

Receive a 50% flight discount code for a qualifying future flight after opening your new account. Additionally, earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 120 days of opening your account.

When the welcome offer is more than 60,000 points and includes a companion fare.

Receive a 50% flight discount code for a qualifying future flight after opening your account. Additionally, earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 or more on purchases within the first 90 days of opening your account.

When the offer is more than 80,000 points and includes a 25,000-point Global Companion Award.

Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases within the first 90 days from account opening.

When the offer is more than 60,000 points and includes a companion fare.

Atmos Rewards Ascent

With the Atmos Rewards Ascent, you can expect useful, high-value perks when you fly with Alaska or Hawaiian in exchange for a modest $95 annual fee.

Atmos Rewards Ascent card art
THE POINTS GUY

Welcome offer history

Here are the welcome offers we have seen on the Atmos Rewards Ascent:

Approximate date Welcome offer Value*

Receive a 50% flight discount code for a qualifying future flight after opening your new account. Additionally, earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 120 days of opening your account.

$1,120 in points, plus the value of the companion fare and flight discount

Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 on purchases within the first 90 days from account opening.

$980 in points, plus the value of the companion fare

October 2025 to January 2026

Earn 60,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 on purchases in the first 90 days from account opening. Plus, receive a 30% global flight discount code for a qualifying future flight after opening your new account.

$840 in points, plus the value of the companion fare and global flight discount code

Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 120 days from account opening.

$1,120 in points, plus the value of the companion fare

*Bonus offer value is based on TPG’s April 2026 valuations and is not provided by the credit card issuer.

Highest welcome offer

The highest welcome bonus we’ve seen is also the current bonus: Receive a 50% flight discount code for a qualifying future flight after opening your new account. Additionally, earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 120 days of opening your account.

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When to apply

We generally recommend applying when the bonus provides more than 60,000 points and includes a companion fare.


Learn more: Atmos Rewards Ascent Visa Signature credit card


Atmos Rewards Summit

The Atmos Rewards Summit is an excellent choice for Alaska or Hawaiian loyalists who want to enjoy top benefits and elevated earning rates in multiple categories, including all foreign transactions, for a $395 annual fee.

Atmos Rewards Summit card art
THE POINTS GUY

Welcome offer history

Here are the welcome offers we have seen on the Atmos Rewards Summit:

Approximate date Welcome offer Value*

Receive a 50% flight discount code for a qualifying future flight after opening your account. Additionally, earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 or more on purchases within the first 90 days of opening your account.

$1,750 in points, plus the value of the flight discount code

October 2025 to April 2026

Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 on purchases within the first 90 days from account opening.

$1,470

Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,000 on purchases within the first 90 days from account opening.

$1,750

*Bonus offer value is based on TPG’s valuations and is not provided by the credit card issuer.

Highest welcome offer

The best bonus we’ve seen on this card is the current one: Receive a 50% flight discount code for a qualifying future flight after opening your account. Additionally, earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 or more on purchases within the first 90 days of opening your account.

When to apply

From what we’ve seen in the card’s limited history, if you find an offer providing more than 80,000 points and including a 25,000-point Global Companion Award, it’s a good time to apply.


Learn more: Atmos Rewards Summit Visa Infinite credit card


Atmos Rewards Business

Business travelers who frequently fly on Alaska and Hawaiian have plenty to like about the Atmos Rewards Business, which charges a $70 annual fee for the company and $25 per card.

Atmos Rewards Business card art
THE POINTS GUY

Welcome offer history

Here are the welcome offers we have seen on the Atmos Rewards Business:

Approximate date Welcome offer Value*

Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases within the first 90 days from account opening.

$1,120 in points, plus the value of the companion fare

Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 90 days from account opening.

$980 in points, plus the value of the companion fare

October 2025 to January 2026

Earn 60,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 90 days from account opening.

$840 in points, plus the value of the companion fare

Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases within the first 90 days from account opening.

$1,120 in points, plus the value of the companion fare

*Bonus offer value is based on TPG’s valuations and is not provided by the credit card issuer.

Highest welcome offer

The best bonus on this card is also the current bonus, which offers 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases within the first 90 days from account opening.

When to apply

Given what we know about this card’s history, you should apply if you can earn more than 60,000 points and a companion fare with its bonus.


Learn more: Atmos Rewards Visa Signature Business Card


Bottom line

Since the Atmos Rewards card suite is newer to the market, we’ve only seen a few rounds of welcome offers in its history. As time passes, we may see a greater variety in the bonuses offered.

If you’re an Alaska or Hawaiian loyalist — or someone who places value in the Atmos Rewards program — these cards are worth considering for their solid benefits and good earning rates in multiple categories. So, it’s worth keeping these cards in mind as you develop your personal rewards strategy.

To learn more about credit card bonus offers over time, check out the following:



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