A love letter to those who don’t believe in RRSPs



With the start of the 2026 registered retirement savings plan (RRSP) season, I’m reminded of a meeting a couple of years ago. I met with a client who was interested in learning more about a sophisticated tax strategy often referred to as an “immediate financing arrangement.” The plan involves leveraging the cash value of a permanent life insurance policy to provide immediate access to capital, typically for investment or business purposes. Read More



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