Finally, February is upon us. For some, it’s a chance to check in with our New Year’s Resolutions. For my best friend, she went into 2026 with the intention of shopping more thoughtfully this year. If you’re as interested in fashion as we are, one of your goals for the year may be based around your wardrobe, whether that’s leaning into your personal style, finally collating your capsule wardrobe, or being smarter with your money. For my best friend, it’s the latter, and with a shopping editor to hand, she set me a task of hunting down expensive-looking high street buys that will instantly bring the polish she’s searching for, without breaking the bank. Truthfully, it’s been a lot of fun.
Zara High Neck Button Blazer ZW Collection (£90)
(Image credit: Zara)
My daily routine is focused on sourcing the best buys. A few hours are spent hunting down elevated, affordable buys, then researching the most notable luxury investments of the season, and finally tracking the rise of fresh yet enduring trends. With it comes a pretty concrete understanding of where to look for sophisticated buys that don’t require months of saving, and now I’m putting all my expertise to the test to curate an edit of budget-friendly buys that could trick any onlooker into thinking they’re designer investments.
Shopping budgets can look different for everyone, and for my friend, she’s focused on a few smart additions that come in at under £100. Naturally, I headed straight to Zara, H&M and COS, trusting their reliability in creating elevated buys with an affordable edge. This trio of high street heroes knows how effective subtle details can be, whether it’s a bold collar or interesting button motif; the understated effects can be striking. After a few hours of searching, I put together a selection of budget-friendly shopping ideas for her to peruse, covering trusted tailoring, easy outerwear, and a few accent accessories that make reliable outfits feel fresh. Whilst I tried to whittle down my selection to 9 standout buys, you’ll also find a few extras that I simply had to share. Now, scroll on for an instant infusion of elegance.
Shop the 9 Best Zara, COS and H&M New-In Buys
ZARA
Oversize High Neck Bomber Jacket
The bomber jacket has been updated for 2026. Now, look for striking high-neck collars and bold patch pockets.
COS
Reprise Straight-Leg Jeans
I did a double take when I first saw this handbag.
H&M
Silk-Blend Polo Shirt
This sleek piece comes from H&M’s latest Studio Collection edit. Note the silk-blend material, bringing a luxe touch to affordable dressing.
ZARA
Zw Collection Wide-Leg Trousers
I’ve tried these on and can confirm they’re even better in person.
ZARA
Double-Breasted Knit Cardigan
Your trusted cardigan just got a fresh new update.
ZARA
High Neck Buttoned Blazer Zw Collection
Zara’s high neck buttoned blazers keep selling out, and for good reason. Snap this up before it sells out.
COS
Waisted Milano-Knit Cardigan
The shade! The fit! The buttons! The fined details of this knit are exquisite.
This whole look is worth replicating.
H&M
Block-Heeled Ankle Boots
These boots have all my attention. Pair with denim, tailoring, slowing skirts and more.
Shop More Zara, COS and H&M Buys
ZARA
Zw Collection Faux Leather Jacket
The crinkled texture adds to the elevated look of this jacket.
H&M
Wide Tailored Trousers
Look to rich shades, like burgundy, to bring an elevated finish.
ZARA
Embossed Leather Loafers
Stylish women are swapping out trainers for polished loafers, and this pair has already made its way into my wardrobe.
COS
Tailored Pima Cotton Shirt
A classic shirt is undeniably versatile, and even more refined in a deep brown shade.
The classics can be seriously effective.
ZARA
Supima® High Neck T-Shirt
Brighten up your neutral looks with a touch of sunny lemon.
ZARA
Straight-Leg Trousers With Seam Detail
Zara seamlessly brings together smart-casual trousers for office and off-duty looks.
H&M
Oversized Belted Blazer
Bring a sophisticated finish to any outfit by layering in this belted blazer.
COS
Chunky Funnel-Neck Wool Jumper
COS is known for its elevated knitwear. Made from 100% wool.
COS
Milano Straight-Leg Trousers
The cut of these trousers is just so good. Add to your forever collection.
COS
Twisted Ribbon Stud Earrings
Layer in sleek jewellery for instant impact.
ZARA
Extra-Fine Knit Cardigan
This comes in black and cream, but this bold red shade is sure to rejuvenate reliable looks.
ZARA
Zw Collection Pleated Wide-Leg Trousers
Sharp pleats, a wide-leg silhouette and a timeless shade.
COS
Reversible Leather Belt
Refined accessories can make even the simplest jeans and T-shirt effortlessly elevated.
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